Landesbank in Germany determined credit institutes are called, which support particulars or several Lands of the Federal Republic among other things with the provision of the bank-moderate business and the promotion of the economy of a country. In this sense Landesbank notice a public order. Landesbank are beyond that authorized, all in the context of their statute permitted bank-moderate business to operate. To that extent these institutes at the market appear for years as general clearing bank and/or Universalbank. Landesbank are led besides traditionally together with the Girozentrale responsible for the respective savings bank region as community bank. Carriers are usually the Lands of the Federal Republic and the savings bank and

As central Institut of the savings banks of a country they are their central clearing house responsible for traffic by transfer and among other things for the administration of the liquid reserves of attached savings banks and for the refinancing - by the expenditure of mortgage bonds or municipal bonds -. Furthermore individual services for the customers of the savings banks are furnished, for example in the foreign business.

Except for few exceptions (e.g. HSH north bank AG) the Landesbank are in Germany institutes of the public right. As such they are subordinate to the national supervision in the respective countries.

The Landesbank are among themselves interlaced with participation. Thus the WestLB 26% keeps the NordLB 10% of Bremen by the HSH north bank, to the LB Berlin and 97% at that LB, the BayernLB 75% by the SaarLB and the LB German Federal Armed Forces 100% by the LRP.

Newer developments

Since the 1970er the Landesbank assign increasingly on own calculation of credits to their own customers. By strong political influencing controls of their , that have at the same time control duties, and vorgeblich structure-political goals, are occasionally guessed/advised the grantings of credit pursue into the public criticism. Since the granting of credit of the Landesbank are subject to the same principles of the credit system law as the granting of credit of the private banking, the own capital funds ratio by appropriations of funds from the household of the Lands of the Federal Republic was improved however in each case, came it to substantial criticism of the federations of the private bank trade. In the context of a complaint of the European commission because of competitive distortion the past so-called institute load was modified. The guarantee carrier adhesion was abolished in July 2005. The regulations are called Brussels concordance.

Landesbank/Girozentrale in Germany:

• Of Bremen Landesbank loan corporation Oldenburg - Girozentrale (92.5% the NORD/LB holds)
• HSH north bank AG, come out from the Hamburgi Landesbank and the Landesbank Schleswig-Holstein Girozentrale
• Landesbank Berlin (LBB)
• Landesbank Baden-Wuerttemberg (LBBW)
• Landesbank Hessen Thuringia - Girozentrale (Helaba)
• North German Landesbank - Girozentrale (NORD/LB)
• WestLB AG
• Landesbank Saar (SaarLB)
• Saxonia LB
• Bavaria LB
• Landesbank Rhineland-Palatinate (LRP) (100% hold the Landesbank Baden-Wuerttemberg)

Articles in category "Landesbank"

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Related Websites

We found here 2 related websites.

• BayernLB - Home
  Bayerische Landesbank's website for savings banks, corporate customers, real estate customers, institutional investors, financial institutions, ...


• Landesbank Baden-W
  LBBW. Landesbank Baden-W