The NetBank AG is German Kreditinstitut in the legal form of the corporation with seat in Hamburg. It is of Europe first pure Internet bank, i.e. you completes all banking transactions exclusive over on-line Banking. It maintains neither branches still another call center. All communication is completed over E-Mail.
The NetBank AG was created 1998 by seven savings since banks and took up its business activity in April 1999. Contrary to the savings since banks the NetBank AG belongs however not to the genossenschaftlichen banks separates is attached as private bank to the Federal association of German banks registered association. Besides it belongs to the extended insert safety device of the Federal association of German banks. With their NO Risk warranty transfers the NetBank the economic risk in cases of damage, which were not to blame for by the customer. Contrary to many other credit institutes the burden of proof lies with the NetBank with this customer-friendly solution. The enterprise possesses the full bank license and operates thus the universal banking transaction.
The NetBank AG cares for similarly as the savings since banks excluding private customers. Core product of the bank is the free current account NetBank giro Allround. Over this account all other bank services can be administered and/or completed like e.g. various asset accounts, depots or credit accounts.
As the first bank of Germany the NetBank offers 2003 humans with handicaps a barrier-free Internetbanking for September. This makes possible for example for more than 655,000 blind ones and Sehbehinderten in Germany to settle their banking transactions perfectly independently at the PC.
The NetBank is since 1 January 2006 member in the ATM machine EN group cash pool, so that NetBank customers have since then the possibility of referring on over 2.300 money automats free of charge with its NetBank Maestro map cash. To the money automat of the ING DiBa the customers of the NetBank can fetch cash to the reduced rate of charge from 1,02 ".
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